How you make money
Cash flow
13% target, paid across 16 distributions a year
Capital goes into a diversified pool of short-term real estate loans. Borrowers pay interest, which flows to investors as monthly income and quarterly profit distributions — backed by real property, not stock prices.
13%
Annual cash yield
Monthly
Distributions
30 days
First distribution
How the deal works
Ameristar originates short-term, conservatively underwritten mortgages against real property and pools them into a single fund. Borrowers pay interest; investors receive it as monthly income and quarterly profit — 16 payments a year. Because the return comes from real-estate-backed loans rather than equity markets, it moves independently of stock prices. The fund is diversified across many loans at low loan-to-value.
Income from many loans, not a single deal
Capital is spread across a diversified pool of short-term real estate loans rather than one property or syndication. No single borrower or default drives the outcome.
Backed by real property, uncorrelated to stocks
The return comes from interest on mortgages secured by real estate — not from equity markets — so it moves independently of what the stock market does next.
16 distributions a year, starting quickly
Investors receive monthly income and quarterly profit distributions — 16 payments a year — and can begin receiving income as soon as the month after investing.
Conservative lending, a long operating history
Loans are underwritten at low loan-to-value by a private lender that has originated thousands of real estate loans and renovated 300+ properties through affiliated operations.
About the sponsor
Zero
principal losses to date
1,000s
of real estate loans originated
300+
properties renovated
16 / yr
investor distributions
A private lender and real estate operator; investors consistently reinvest and add capital. Track record to date is not a guarantee of future results.
Chuck Cefalu
Founder & CEO
Founder and leader of Ameristar Financial. Former financial advisor with decades of experience in lending and capital raising.
What you should know
What should I weigh?+
- Returns depend on borrowers repaying their loans; defaults or a real-estate downturn can affect income and principal.
- The ~13% target is not guaranteed, and past performance does not predict future results.
- The fund is designed as a longer-term holding and is not intended for short-term or liquid money.
What does the fund invest in?+
A diversified pool of short-term mortgages secured by real property. Borrowers pay interest, which is distributed to investors.
How and when am I paid?+
Monthly income and quarterly profit distributions — 16 payments a year. Income can begin as soon as the month after you invest.
What return does it target?+
A ~13% annual return. Targeted, not guaranteed; past performance does not guarantee future results.
What about liquidity?+
The fund is designed as a longer-term, income-focused holding — generally 2+ years — not for short-term money.
Who can invest?+
Accredited investors only, with a $50,000 minimum.
